Products on the installment lamination, credit with installment card conscience: conditions for receiving and paying installments, loan. How to buy in installments, credit goods on a lodging with a credit card conscience?

Conditions and use of a conscience card.

Lamody Constantly suits all sorts of stocks and improves the methods of buying goods than attracts buyers. Here and now the site decided to provide my own clients a share - buying a conscience with a credit card.

What is this card? What conditions is it provided with? And how to buy goods with this unique service? We will tell about this in more detail in our material.

Credit card conscience on the laminating | Lamoda | La Fashion: Terms of receipt and payment by installments, loan

The lamp is the largest Russian company that sells and delivering various goods, such as: clothes, shoes, cosmetics and other others. The range of products of the site is quite huge - about 2,000,000 products of various categories of well-known global firms and brands here will find any buyer.

Credit Card Conscience - A new product of the domestic market, which allows you to get a loan on the site. The first client received a card at the end of 2016. The main feature of the card is the payment of interest using installments by companies that sell the goods. But what is it?

Map conscience

In classical lending, the holder for the start pays for the goods, then pays compensation to the bank full value of the goods plus interest. If you take a conscience card, then there is a completely different algorithm: the buyer pays an exclusively amount that is equal to the amount of purchases. But the interest banking institution receives from the seller itself.

Consider conditions for receiving a map in details:

• Credit card conscience is made completely free for a period equal to 5 years.
• After the obsolete card is held, the bank releases a new version for free. If the card is lost or thoroughly, then the client must be paid for the restoration of a certain amount.
• The maximum amount of financial resources that can receive a client in installments is established individually. It all depends on the return of the finished finances, which were previously taken, the activity of the application of the card. The limit can reach up to 300,000 rubles.
• A person who received a card has the right to use this installment without paying interest. Provided if the client returns money exactly in the time. On the site larod, this period is 3 months.
• If the client pays not in time by installments, then the fine is removed from it.
• If the client does not return money on time, then he pays a percentage for the use of money, which is equal to 29% per annum. The percentage is considered from the amount that the client took for payment for the goods.
• The Bank's client who has a conscience card has the right to use a mobile bank for free. With it, it can replenish the card.

As you notice, the Card Condition Conditions have differences if you compare with the credit card of the remaining banking services. The period of use of finance without percent is much longer than the cards of other banks.

Thus, you can buy the selected goods by you and, at the same time, within the deadline (3 months), to pay the amount for it that the laminate store will consider you.

Card properties

Conscience card has its own positive and negative sides.

Positive:

• Card can be obtained in online mode and completely free.
• Card served for free
• For the use of this installment, the client does not overpay at all
• The client can receive an increased credit limit
• The client receives information via reports
• The client has its own office

Negative:

• Card user has no right to remove finance cash
• The client can use the card only on the site of a certain store (on the site lad)
• The receipt period of installments on the site lads is 3 months. For a short time

How to order, arrange and get a care-free installment card conscience in the online lamp store?

If you decide to take advantage of this service that the site is provided to you and the Kiwi Bank site, then you will have to get a card. Perform the following manipulations:

• Order a card. Leave your application for the purchase of a credit card conscience on the bank's website. At this stage, do the following: Enter your own data, get a solution that the bank will take, and then shake the courier with a plastic card.
• Wait a consideration of the application employees of the banking institution. At least a card is trying not to advertise, it is necessary to mention the moment. After the Bank's Security Service approves your application, it will start handing it manually. As a rule, this process takes up to 3 days. You will call and clarify some of the data you are interested in that will affect the final solution and the size of the limit.
• Getting a card by courier service. With a personal meeting with you, the courier will make some pictures of your passport in order to confirm the authenticity of your documents and make sure your personality. Only after that you get a card on your hands.

Creating a map

• Card activation. Before you decide to purchase goods on the site, you will have to activate it. You are easy: write the number of the received card and send it to the next number 512. There is one important point - to change the number only from the phone number you specified during the order order. Wait for the message in which there will be an answer to your message. It will contain a PIN code. It is needed to use the Coverage Card on the Lodge site.
• After that you can pay a non-cash payment in the store. As soon as you make a purchase, the card is considered activated.

After carrying out the operation, delete the message in which the PIN code contains. Remember it in advance or write in the notebook. But do not wear this code along with the card.

How to buy in installments, credit goods on a lodging with a credit card conscience?

If you are the owner of a credit card conscience - you mean a lucky one. After all, now you have the right to purchase by installments for 3 months.

To properly execute the application, follow the following actions:

• In the basket of their purchases, select a special option from the list.
• Click on the "Send Order" key.
• After that, you will be redirected to the page on which you make payment. On it, make all those on the card on the card that you will be asked.
• As soon as you press the "Pay" key, a message will arise that the purchase procedure has been completed successfully.

Credit card conscience on a laminating: customer reviews

For all the time, how much this program there is, many people have become the happy card owners called Soviet. A large number of user reviews have accumulated on the Internet. There are both negative reviews and positive.

The most common among them is a refusal to provide a card, reduced level of credit limit. There are many other reviews, but they are not very adequate. However, mostly such reviews are written by those people who are not learning all the rules and tariffs before receiving this card. And after they are charged fines for delay, they begin to accuse the banking institution.

A large number of complaints were written on technical failures. However, given the fact that the card is considered a new product in the domestic market, from the very beginning, of course, such errors are not excluded. To date, everything works fine and there is no complaints about work at all.

Oleg, 25 years old, programmer:

"I wanted to give a spouse dear birthday present. And it is from the site a laminator. With a conscience card, I managed to buy her beautiful jewelry, while I didn't even postpone the purchase of money. Repaid installments without overpayments for 3 months. "

Yuri, 30 years old, lawyer:

"For me, the most important thing is to have a presentable appearance. I am a lawyer newcomer, and therefore I can not afford to buy expensive and high-quality clothing. Most recently looked at the site of the laminate. I was advised by friends and colleagues. They argued that the price was not very big at this store, but the goods are good. I made a purchase and decided to pay for her conscience card. I was left satisfied with both bank employees and store consultants. "

Olga, 55 years old, entrepreneur:

"I always try to buy only beautiful clothes, perfume, shoes. But because of the dense work schedule, I sometimes lack time. It's good that there is such a site like a laminator. Especially since the store has such an opportunity as a purchase of a conscience with a card. Acquired a large number of things: for yourself, husband, children. Map conscience very much helped me. "

Video: Overview of installments of Halva and conscience