Purchases on credit in the Lamoda store with a credit card Lamoda Bank Tinkoff: registration of a card, loan conditions, interest, an interest -free period, accrual of bonuses for purchases on the Lamoda website, cashback, payment of an order by a Lamoda credit card, reviews

Map for purchases in Lamoda.

Each operation, which is carried out by Tinkoff, is performed in remote mode. Therefore, such work allows all customers to actively use a variety of bonus programs and loyalty cards.

A large assortment of proposals that exist today are popular among different categories of people. One of these unique innovations is a debit credit card from Tinkoff Bank. Let us study in more detail what conditions this card offers and how to use it during purchases on the website of the Lamoda store.

Buying on credit in the Lamoda store with a credit card Lamoda Bank Tinkoff: accruing bonuses for purchases on the Lamoda website, cashback

• The presented credit card has a very profitable cashback. Therefore, thanks to her you can accumulate a decent amount of money. That is, in a year you will earn up to 7% of the means that you have on your own card.
• Using a variety of offers from Tinkoff Bank and Lamoda store, you will receive cashback, the size of which can start with 3% and reach even up to 30%. The monthly cashback size, at the same time, is no more than 30,000 Russian rubles.
• The remainder that is on the card will be fixed monthly. After that, accruals will be made on the card that are laid for you. They will go the next month. That is, at the beginning of the first week.
• If you want to get an increased cashback, look at the Bonuses section.
• You can spend the finances that you accumulate with cashback as you want. If you wish, you can also cash out your own card using any ATM, even another bank. At the same time, the commission will never be removed from you.
• In order to activate a high cashback, you can use a mobile application.

Lamoda Map Bank Tinkoff

The conditions of the bonuses themselves are:

• The glasses that you will receive at the expense of purchases on the Lamod website are calculated in this way: for 1 point you will receive 1 Russian ruble.
• The time for which you can spend the received bonuses is 48 months.
• Bonuses in your account will come for each payment for one or another product from the Lamoda store website.

Buying on credit in the Lamoda store with a Lamoda credit card bank Tinkoff: loan conditions, interest, an interest -free period

Each credit card of Tinkoff Bank has a grace period or an interest -free period, which is up to 55 days. This period was specially allocated by the bank. During this period of time, interest is not accrued at all. You will only have to comply with all the rules that the bank itself set.

If you do not have the opportunity to immediately pay for the selected goods, you can get a loan at Tinkoff Bank. The number of days during which interest is not accrued will depend on the following variables:

• From the date when a credit card is carried out. That is, this is the date when a message will be received on your mobile phone or e -mail, where the minimum payment amount will be indicated. As a rule, this is a date when a credit card itself was issued. The discharge date is considered a kind of "anchor". And it is from it that the number of an interest -free period will be expelled.
• From the date when the purchase was made on the website of the Lamoda store. Your purchases can be as much as you like. And you can make a purchase on any day convenient for you.

Tinkoff Bank will allow you to spend money throughout the special estimated period, which is 1 month. After that, you will have to repay the debt within 25 days.

Purchases in Lamoda

What method allows you to calculate the period when you can buy a product without overpaying interest? First, look at the date when an extract was made. You will do this in the following ways:

• Look at the date when a credit card was concluded.
• Call the operator a hot line.
• Look when you received the last message to the phone or email with the statement about the credit card.

If you exceed the limit period of use of an interest -free loan, you will receive interest as follows:

• For the purchase of goods on the Lamoda website, the interest rate is as follows: begins with 23.9 % and ends 29.9 %.
• For the removal of cash, the interest rate is this: begins with 29.9% and ends 39.9%.

All interest is annual.

Buying on credit in the Lamoda store with a Lamoda credit card bank Tinkoff: registration, receipt and activation of the card

We offer you to study the universal method of obtaining a Tinkoff Bank.

First step:

The registration procedure is quite simple. You only need to fill out a special questionnaire:

• Indicate your own initials and contact details (phone number, email address), as well as the limit for the loan.
• Enter the data of your own passport, plus the address where you actually live.
• Enter the place where you work, what you are doing.
• Indicate the monthly income how much you spend money, whether you have property. Plus, you will have to enter the code word and provide additional documents.

The second step:

After the bank checks all the data that you provide him, a representative of this institution can come to your home. He will bring an agreement, a card, and in return he will ask to provide the following documents:

• Passport of a citizen of the country.
• Foreign passport, driver’s license.
• A copy of your work book.
• In some cases, a 2-NDFL certificate is still required.

In the event that you already have a card of this bank, then the process of design will be greatly simplified.

Business card in Lamoda

The third step:

At the third stage, you will conclude an agreement. What moments are considered important during this process:

• The final interest rate.
• How fines will be accrued if you do not pay in time.
• How to properly make a calculation during the preferential period.
• How to solve disputed issues.
• Are there any commissions that are removed for a particular financial transaction.
• What size will have annual service.
• How the card will be blocked if you lose it.

If everything suits you, you will put your signature on the contract.

As soon as you get a credit card in your hands, you will have to activate it. This is done very easily - go to the bank’s website, look into your personal account, and then enter the card number. As soon as you perform these manipulations, you will receive a PIN code. Only after that you can activate it.

How to use a Tinkoff Bank Lamoda credit bonus card and accumulate points?

Presented by a credit card, you have the right:

• Make purchases in any boutique and supermarket. You can pay with a card for any purchases using the payment system, regardless of where you are. In some cases, you will have to specify the PIN code of the card.
• Withdraw money in cash. Cash finance in any city in the world, at any ATM. At the same time, the commission for withdrawing money will not be removed if the amount exceeds more than 30,000 Russian rubles. Sometimes a commission can be withdrawn. It all depends on the bank in which you will remove cash. The ATM that you choose will warn you in advance about the commission.
• Buy goods on the Lamoda website. You will be purchased using a password that you will receive on the phone.

Now we will consider directly the bonuses themselves:

• The accrual of the received Lamod bonuses for purchases using a card or details of this card is 2% of the total amount that you will spend on a particular product.
• For any purchase that you make on the Lamoda website, you will receive 1% of the total amount spent on purchases.
• For all other purchases you will receive excellent interest: starting with 3% to 30% of the total amount for purchases.

How to replenish the loan bonus card Lamoda Bank Tinkoff?

You can replenish any card received at Tinkoff Bank with a wide variety of methods. We will highlight the most common:

• Using a bank transfer.
• Cash.
• Using a translation from another card.

If you use the services of some other bank, you can replenish the Tinkoff Lamoda card for any that you want the amount. There are no restrictions. The period of time during which the money arrives on the Tinkoff card is from 1 working day to 2. You can also replenish the card using any self -service apparatus in cash.

Tinkoff

There are more 300,000 such ATMs in the Russian Federation. The advantage of this method is as follows: the commission will not be removed for replenishment from you. And the very last available method of replenishing the card is through a card of another banking institution.

At the same time, a small commission can be withdrawn from you, since the bank Tinkoff Bank does not take money for it. It is worth noting that if you have an invoice in the Kiwi wallet, then the system will withdraw a certain commission from you. There are free replenishment tariffs. But they are not available in all tariffs.

Buying on credit in the Lamoda store with credit card Lamoda Bank Tinkoff: reviews

Svetlana, 35 years old:

“I have been a client of this bank for a long time. I am very glad that I was able to decorate this particular card. It has become very profitable for me, since I constantly try to buy something on the website of the Lamoda store. And since this store is one of my favorite for me, the card has become a real gift for me. Moreover, the conditions are satisfied with me. ”

Veronica, 28 years old:

“Tinkoff’s credit card was able to attract me because it has a lot of advantages. Firstly, the bank does not take high interest. Secondly, I can replenish this card after buying, using a card of another bank. At the same time, the commission is never removed from me. Thirdly, I can make purchases at home, at work, or even in public transport. Convenient and comfortable. I hope that in the future this bank will not cease to delight me. ”

Victor, 40 years:

“A little over 2 years ago, I issued a card in Tinkoff Bank. I am very pleased with how this institution works. I try to collect bonus glasses from shopping in the Lamoda store, surprises cashback - in general, all conditions are at the highest level. Of course, Tinkoff Bank is the best bank for me. ”

Natalia, 29 years old:

“My purchases on the Lamoda website were minimal from the very beginning. But when I began to buy goods in this store constantly, I felt that I could not pull such financial costs. And then the bank Tinkoff Card came to my aid. She was able to help me out at the right moment when I needed to collect children for the new school year. My assessment of the bank is large 5. "

Video: credit card of Tinkoff Bank