Read the article if you need to know where the card security code is located.
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There is almost every modern person's bank card. With it, it is possible to get wages, pay for expenses, pay in store for purchases and make online payments. But not every person knows that a plastic card has a security code. What is it, and why is it needed? Read about it in this article.
What is the security code of a bank card Visa, MasterCard, Maestro?
What is the security code of a bank card Visa, MasterCard, Maestro?
Often, during online payments, you need to enter CVV2 or CVC2 secrecy code. A person does not know what these letters mean, a panic begins, since he disappears the opportunity to pay for the selected and ordered things in the online store or pay some kind of service. What is the security code of the Visa bank card, MasterCard, Maestro?
- From English CSC (Card Security Code - Card Security Code) - This is a code combination of numbers, which is intended to verify the actual existence of a specific banking (debit or credit) card.
- Such code is 3 digits that are written on the back of the card. Some banks do not prescribe this code on the card for security reasons. But it can be found if you contact a financial institution specialist in which the map was framed.
- The purpose of this additional security element also lies in the safety of settlement operations.which are remotely conducted without presence during the payment of the card holder.
- This code is not on the magnetic tape of the card, it is not in the chip, and you will not find such numbers in the check. It cannot be changed like a PIN code is an integral part of the card, secret data in the form of numbers that are transmitted only to its owner.
What is security code on Visa bank card, MasterCard, Maestro?
Important: When the map is theft occurs, the attacker becomes available to its information, including the secrecy code. Therefore, it is important if you noticed that you have lost a card, call the bank and block it. In this case, much easier to the owners of the cards of those banks that do not indicate the reverse side of the secret code.
For each card owner, secrecy is important during the online payment on the network, because this is the safety and safety of money on the account. The prime code helps to ensure this, but remember that he does not protect from theft of money from the account. On the Internet, do not tell anyone's personal data cards, namely personal number - PIN.
Important moment: This personal PIN number, 4 digits of your plastic card number and secret security code (with which the map authentication occurs) is different things. Do not confuse them!
How to find out the security code of the Visa bank card, MasterCard, Maestro?
As mentioned above, the code of secret security card is written on the reverse side, next to the card number.
How to find out the security code of the Visa bank card, MasterCard, Maestro?
But how to find out the security code of the Visa bank card, MasterCard, Maestro, if it is not specified?
- This code may not be in the cards with the initial level Electron, Cirrus Maestro, MC Electronic.
- These maps are usually designed to obtain cash in ATMs.And they are not used for online payments. But with the release of some maps, for example, an electron visa, security code can be formed, although it is not on the plastic itself.
- About the possibility of online payments need to be specified in the banking institutionwhich produces a specific card.
Advice: You always have the opportunity to pay online purchases with your card only in those stores that accept payments without entering secrecy codes. But there are very few such stores in the network, and therefore such an option suits little.
On a virtual card manufactured on the Internet and intended usually for one-time payments, the security code can be found on the telephone line in the financial organization, where this card was obtained, or in SMS, which comes to the phone during the receipt of the card.